PRIVACY STATEMENT

 

We intend to help consumers make decisions easier and our customers’ lives better. We put our customers first and leverage technology to complement service delivery. We protect the privacy of all personal information in our care, including what we may collect through these channels like our websites and apps. The privacy statement applies to the domain www.canadainsure.ca websites, products, and services located in, but not limited to, the www.canadainsure.ca domain.

 

Disclaimer

Nothing on this site constitutes an offer to buy or sell products or services of Canada Insure. All products and services are subject to the terms and conditions of any applicable agreements. Our products and services are available only in jurisdictions where they may be lawfully offered for sale. Not all products and services are available in all geographical regions.

We make reasonable efforts to maintain the availability of this site. However, there will be times when this site will be unavailable for use or when we find it necessary to shut down this site for a period of time for maintenance, updates and other reasonable adjustments.

The products and services described in the Canada portion of the site are available only in Canada. Nothing in this site is intended to constitute an advertisement for promotion of such products and services in other jurisdictions.

Canada Insure is committed to respecting the privacy of your personal information. However, it is important to keep in mind that the Internet is not a secure medium of communication. For this reason, we cannot guarantee the privacy of any information you input, send to us, or request be delivered to you during its transmission over the Internet. We will not be responsible for any damages you or others may suffer as a result of the loss of confidentiality of such information in the course of transmission over the Internet.

 

Respecting your privacy

We respect and protect the privacy of visitors who use our websites. The Owner of this domain is committed to protecting your privacy and providing a safe online experience, thereby creating this “Privacy Policy”.

 

Personal information security

Ensuring the safety of personal information on the Website is a priority. When you visit this Website, you control the quantity and type of information you share. Visitors can browse the Website to find information without having to disclose personal information in any way. We will only ever disclose or use your personal information for the reasons it is collected, for purposes you consent to, or when it is required or allowed by law.

 

Information we collect and how it is collected

The type of information collected depends on how users use the websites and apps, but may include:

– The browser on the device you are using.

– The domain address of the Website you came from is provided by the browser you use.

– The time and day of your visit are provided by cookies.

– The pages visited from your browser within our websites and apps provided by cookies.

– The times you visit these website pages and apps provide cookies.

– The amount of time you are on our websites and apps and at what point you exit provided by cookies.

– Your geolocation and IP address provided by your device.

– Information is collected from using cookies, web beacons, and similar technologies by third parties or us on our behalf.

– The information you provide by inputting it into our websites and apps when applying for products or using our online tools and calculators. It may include your name, email address, phone number, username, date of birth, and/or language preferences.

 

We only collect information in fair and legal ways as required for providing access to products, services, conducting business, and better understanding consumer needs.

 

Information we collect

We may use information collected from our websites and apps in the following ways:

– Follow up with the user after correspondence through (live chat, text, email, phone inquiries or door knock(s)).

– Personalize and enhance the user experience while visiting or using our websites and apps and making navigation easier.

– Enable the user to use our online planning, digital advice, or investment strategy tools.

– Administer our business, including data analysis, audits, improving products and service offerings, and determining our marketing and advertising campaigns’ effectiveness.

– Allow third-party web servers to determine the cookies setting on your web browser and whether it has been disabled or enabled so that we will know whether data can be collected from your web browser.

– Track user visits and recognize the web browser of repeat visitors to gather statistics on the new and repeat visitors and evaluate our Website’s effectiveness.

– Deliver targeted advertising of products and services on our websites and apps.

– Protect you and us from errors, misrepresentations, fraud, and/or contravention of laws or criminal activity.

– Provide a personal service, deliver information about our product offerings, contact you for customer satisfaction surveys and conduct market research.

– Enable contracted third parties to perform requested functions or services on our behalf for our use only. They are required to safeguard our Personal Information and only use it for our contracted business purposes.

 

Sharing and use

We will never sell, rent, share your personal information with third parties for their advertising use. We may enter into contracts with third parties to better serve you, such as using a CRM database to help provide services. They are required to maintain confidentiality and prohibited from using any Personal Information for their promotional purposes. We may also disclose information to licensed partners who introduced you to www.canadainsure.ca‘s services to ensure they are appropriately compensated. When required under the law, we may disclose or report personal information in limited circumstances.

 

Cookies, web beacons and similar technologies

We use various technologies on our sites, contract advertising agencies and marketing firms to promote our products and services, including third-party websites not affiliated with us. These paid and contracted service providers may employ interest-based or online behavioural advertising techniques to display communications and products of interest to you. It may also keep track of how you got to our Website and any links you click on to leave our site.

 

Third-party web analytics services analyze the traffic of our Websites. Cookies collect information about site visits, including your Internet Protocol (IP) address, viewed pages, browser type and version, if messages are opened and acted, gather statistical data, website usage patterns in an anonymous form for processing.

 

Your website activity may assist in offering you a personalized web experience, help you with technical support, diagnose server problems, website administration and tailor product and service offerings to you. We may study patterns of website activity to improve the experience of visitors to our sites.

 

You understand these tools are designed and maintained by third parties not under this website Owners control. For this reason, the Owner shall not be held liable for either the type of information collected by these third parties or for how they use and protect it.

 

Use of cookies

Cookies are small text files made by the browser you use from the websites you visit. When you visit the Website on your mobile phone or through a web browser, electronic data collected helps simplify navigation, improve user experience, and provide information on websites. It helps make your Website visits more productive by storing and data and your website preferences and habits using non-personal information, data that does not identify a specific individual.

 

By using this Website, you are also accepting the use of cookies on your device. It may help make advertising and communications more relevant to your interests and further improve the site. Most web browser software is initially set to accept cookies. When we offer cookies, ensure your web browser is set not to accept cookies if you do not want to receive them.

 

You may opt-out of Website analytics by setting your browser notifications to block analytics cookies. When you disable cookies, you may not have access to certain Website functionality. For more information about cookies and how to delete or disable them, visit www.aboutcookies.org

 

Use of web beacons

Website pages may contain invisible electronic images known as web beacons. Web beacons are sometimes referred to as “single-pixel GIFs,” “clear GIF images,” or “pixel tags.” Web beacons are usually invisible to the end-user. Web beacons provide useful information regarding website usage, such as which pages users access. When we send you emails, it may include a single-pixel GIF to determine the number of opened emails. When you click webmail links, it may record this individual response to allow us to customize communications and offerings to you.

 

Choice 
Our websites offer visitors opportunities to register for promotional and informational mailings, updates, surveys, learning resources, and using our third-party software and services. These registration forms may be linked to www.canadainsure.ca mailing lists and require users to contact information (such as name and email address). We use your contact information to send users information about our services and products if requested or necessary. Users may opt-out of receiving marketing and promotional mailings at any time (see the choice/opt-out section below). The opportunity to opt-in, opt-out is made available when you sign- up for our email lists and marketing email messages. Subscribers also have the opportunity to opt-in, opt-out, or change preferences via a link in these email messages’ footer.

 

Cookie uses for remarketing

As part of remarketing, third-party vendors show our ads on sites across the Internet using cookies based on our users’ past visits to our Website’s pages and use cookies and web beacons on our site.

 

Advertising partners include:

Google and its affiliates, Facebook and its affiliates, Amazon, Yahoo! Publisher Network, Commission Junction, Clickbank, Chitika, Adbrite, Azoogle, Trade Doubler, Kontera, Linkshare,

and more.

 

Google AdSense Advertising

As a third- party vendor, Google uses cookies to provide ads. Google’s use of DART cookie enables it to customize advertisements to website users based on previous visits to our Website and other websites. Users may opt-out of using the DART cookie by visiting the Google Ad and Content Network privacy policy.

 

Google Display Network Impression Reporting

Third-party vendors like Google use first-party cookies (i.e., Google Analytics cookies) and third-party cookies (i.e., the DoubleClick cookie) or other third-party identifiers to compile data regarding user interactions with ad impressions and other ad service functions.

 

Opting out

Users have the ability to set preferences for how Google advertises to them using the Google Ad Settings page. https://adssettings.google.com/authenticated. Alternatively, you can opt-out by visiting the Network Advertising Initiative opt-out page http://optout.networkadvertising.org/?c=1

 

Do Not Track (DNT) signals

We honour Do Not Track, DNT signals, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place. To help protect Personal Information from unauthorized use and access, we have security measures to maintain technical, physical, and administrative safeguards designed to keep it safe. You should be aware that no transmission method over the Internet or method of electronic storage can be guaranteed to be 100% secure.

 

Links

Some areas of our websites may contain links to other websites not affiliated with us. We do not monitor or maintain these websites’ privacy practices, nor do we have any authority. We do not assume responsibility for their privacy policies and procedures. Some site areas provide links to third-party websites, such as our business partners and online advertisers. While on these sites, www.canadainsure.ca or its partners may collect information about you. Because www.canadainsure.ca does not control these third parties’ information policies or practices, you should review and understand their privacy policies about how they collect and use personally identifiable information.

 

Safeguards

We take necessary precautions to protect confidentiality and maintain your information security by using industry-recognized security safeguards using firewalls, security procedures, misuse, or unauthorized alteration. This site has a Secure Socket Layer (SSL) protocol.

 

Protection of Personal Information

Our representatives adhere to Compliance Procedures, Personal Information Protection and Electronic Documents Act (PIPEDA), Personal Information Protection Act (Alberta) and industry best practices. They are duty-bound to safeguard your Personal Information by using physical, electronic, and procedural safeguards. We restrict personal data to those representatives and agents for advice and business purposes only. We review the internal and external resources and the adequacy of our security procedures regularly.

 

We understand keeping Personal Information protected and confidential is important. Our training procedures communicate that we use the information only for the intended purpose(s). Our non-disclosure/confidentiality procedures are reviewed on an annual basis.

 

Children’s Information

Protection for children while using the Internet is also a priority. We encourage parents, guardians, and child custodians to observe, participate in, and/or monitor and guide children’s online activity in their care. We do not knowingly obtain Personal Information from children under age 13. If you are under 13, please do not give us any personal information. If you think your child provided information on our Website, contact us immediately, and we will promptly remove information from our records. We do not market specifically to persons under age 18.

 

Notification of changes

We are continually evolving security protocols to meet the highest industry standards. When required, Privacy Policy updates will be posted on the www.canadainsure.ca website. If you believe the information we have is incomplete, incorrect or want it removed, contact us. We will correct any inaccurate information.

Last Edited on 2024- January- 03